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Fast Track Debt Relief, Inc.
Tuesday, July 11, 20175eKomi
My experience has been both beneficial and it has relieved all of my stressors in regard to my dealings with my creditors. Everyone has been really helpful.
Fast Track Debt Relief, Inc.
Saturday, June 10, 20175eKomi
What can I say!! Fast Track Debt Relief was a Blessing in Disguise and Life Saver for me and my family. With over $60,000+ in debt, we turned to Fast Track Debt Relief for assistance. They set up...
Fast Track Debt Relief, Inc.
Saturday, July 22, 20175eKomi
I like that they take time to Answer all my questions and don't feel rushed when I talked to them.
Fast Track Debt Relief, Inc.
Friday, August 25, 20175eKomi
My experience has been excellent. Everyone that I came in contact with has been very good.
Fast Track Debt Relief, Inc.
Wednesday, May 3, 20175eKomi
My experience with this company has been nothing short of fantastic. I would like to point out especially the excellent customer serve by ***. She was always available, cheerful and worked hard t...
Fast Track Debt Relief, Inc.
Wednesday, August 9, 20175eKomi
I had a very courteous, polite and extremely well knowledgeable about the information I received. All my questions were answered. We need more customer service like this young man.
Fast Track Debt Relief, Inc.
Friday, July 28, 20175eKomi
Very helpful and professional. I was treated like family
Fast Track Debt Relief, Inc.
Saturday, August 19, 20175eKomi
Great experience. Very professional.
Fast Track Debt Relief, Inc.
Wednesday, May 3, 20175eKomi
I had been so over whelmed with being in debt and truly saw no way out. And with the help of *** and *** I am officially DEBT FREE. I cant begin to tell you how good this feels. And for some time...
Fast Track Debt Relief, Inc.
Sunday, June 25, 20175eKomi
Something unbelievable but true this program really helped me a lot so far
FAST TRACK DEBT RELIEF ADVICE BLOG
AUG 17, 2017, THURSDAY
Debt-Relief-Program--Fast-Track Tips for Lowering Your Credit Card Payments

When you're in debt, a few good habits can make the difference between a manageable situation and a downward spiral. One great step is to lower one or more of your payments. There are many ways to do this, including a debt relief program. Let’s take a look:

 

  1. 1. Stop using the card. The more you charge on an active credit card, the harder it'll be to get that balance down. As your balance climbs, so does the interest you're racking up. If you stop using the card, your monthly payments will decrease over time because the balance isn't being increased.

 

  1. Reduce spending on the card. Not everyone is in a situation where they can stop charging everything. Many people live paycheck to paycheck. If you have to charge now and again, at least try to reduce what you're spending on. Try to use cash for entertainment and luxuries, and only add to the balance on your card for necessities.

 

  1. 3. Make bigger payments right now. If you have extra savings, a tax return, a bonus, or more OT than usual, put it towards your payments. You’ll knock down the interest you accrue and start making a dent in the principle. Use your judgment: it’s a good idea to maintain a separate emergency fund, so don’t touch this.

 

  1. Get better interest rates. You can ask your credit card company to reduce your interest rates. If you have a good history, they may agree. It doesn't hurt to ask.

 

  1. Try a balance transfer. Many cards have introductory 0% APR periods. Just make sure you can pay it off within the period allowed, or the withheld interest will kick in.

 

  1. Look for alternate plans. If you're facing late fees, credit card companies have alternate repayment plans and hardship programs. Some of these may close the card, but it may be worth it.

 

  1. Consider debt consolidation with a debt relief program. Debt consolidation can help you combine multiple debts into one, often decreasing your monthly payment.


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