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Fast Track Debt Relief, Inc.
Monday, October 1, 20185eKomi
So far she has been great ,looking forward to seeing my credit score. *** was very persistent. very convincing. So she won be over.
Fast Track Debt Relief, Inc.
Thursday, March 8, 20185eKomi
Fast Track was a pleasure working with. I was really struggling with paying off my debt and they were able to help me lower my payments and pay them off quickly.
Fast Track Debt Relief, Inc.
Thursday, August 30, 20185eKomi
My experience thus has been good it has allowed me to use a new avenue in repairing my credit along with helping my daughters get back on track very professional staff every document was explained ...
Fast Track Debt Relief, Inc.
Thursday, August 2, 20185eKomi
*** has been awesome from the first minute I spoke with her. She is very professional but compassionate about my situation. It was always a pleasure speaking with her.
Fast Track Debt Relief, Inc.
Wednesday, October 10, 20185eKomi
So far I can't say enough about this company especially *** she was awesome
Fast Track Debt Relief, Inc.
Tuesday, August 28, 20185eKomi
*** was great. Knew what she was doing. Very persistant but it worked. First, i said no then an hour later, it was yes.
Fast Track Debt Relief, Inc.
Friday, October 5, 20185eKomi
Awesome experience with this office just wonderful .when I was at my lowest point .They took care of me.
Fast Track Debt Relief, Inc.
Friday, August 3, 20185eKomi
*** was super helpful, kind, and easy to talk
Fast Track Debt Relief, Inc.
Saturday, July 14, 20185eKomi
The beginning proceedings over the phone were very easy. *** talked me through everything. But, he was a little condescending towards me for having to go through this process. But, he was nice afte...
Fast Track Debt Relief, Inc.
Saturday, August 4, 20185eKomi
Everyone I've been contact with has been very helpful.
Fast Track Debt Relief, Inc.
Friday, August 31, 20185eKomi
I found that this is probably one of the best experiences I've had dealing with a debt/finance company.
Fast Track Debt Relief, Inc.
Wednesday, August 8, 20185eKomi
I received an offer in the mail regarding the program. At first, I was a little reluctant but my monthly bill payments were becoming difficult to maintain. After doing some research about the progr...
Fast Track Debt Relief, Inc.
Monday, October 1, 20185eKomi
I was very tentative about reaching out for help with my financial situation. *** from Fast track was VERY understanding and continued to communicate with me every step of the way. She was very rea...
Fast Track Debt Relief, Inc.
Friday, September 21, 20185eKomi
Professional and extremely helpful. Recommend to anyone who is in financial distress.
Fast Track Debt Relief, Inc.
Monday, July 23, 20185eKomi
Excellent services and knowledgeable employees!
Fast Track Debt Relief, Inc.
Thursday, March 1, 20185eKomi
It was a wonderful experience dealing with *** @ Fast Track Debt Releif. Very helpful in every way. Thanks again
Fast Track Debt Relief, Inc.
Friday, September 28, 20185eKomi
Felt so relieved after the first conversation with ***. Cant wait to be sent free soon!
Fast Track Debt Relief, Inc.
Saturday, April 28, 20185eKomi
Great Service,everything was explained to my understanding.
Fast Track Debt Relief, Inc.
Sunday, March 4, 20184eKomi
It was a pleasure to find that there is some one that still help the one that really need it. And take the time to listen and to exlpain thing so that you can understand.
Fast Track Debt Relief, Inc.
Monday, October 22, 20185eKomi
Our experience has been wonderful with ***, he is great so glad we contacted him
Fast Track Debt Relief, Inc.
Thursday, February 1, 20185eKomi
The experience with Fast Track has been very easy and *** was very nice and professional, she made sure that I understood everything upfront.
Fast Track Debt Relief, Inc.
Thursday, April 12, 20185eKomi
I am satisfied with the information provided by the costumer service rep he took out the time to explain to me in details and made sure that I understood the process of consolidating my credit cards.
Fast Track Debt Relief, Inc.
Wednesday, October 24, 20185eKomi
*** ultimately became my financial advisor and did an excellent job with a stressful situation. He pushed it thru quickly and efficiently.
Fast Track Debt Relief, Inc.
Friday, July 20, 20185eKomi
My experience thus has been excellent. *** made me feel comfortable and confident throughout the entire process.
Fast Track Debt Relief, Inc.
Monday, July 30, 20185eKomi
My experience with *** was very good actually excellent they're very quick about everything if I had any problems they took care of it right then and there I can call them up and have anything take...
Fast Track Debt Relief, Inc.
Tuesday, September 11, 20185eKomi
Very impress with the pace in which my case was handled. Everyone made sure I understood what was happening and what was going to happen.
Fast Track Debt Relief, Inc.
Thursday, February 22, 20185eKomi
To whom it may concern, it was a great pleasure working with you and the group. I couldn't have done this without you.
Fast Track Debt Relief, Inc.
Wednesday, January 3, 20185eKomi
To date it has been quick, courteous and mind relieving. Thank you so much for working with me to resolve my debts.
Fast Track Debt Relief, Inc.
Thursday, April 5, 20185eKomi
Our experience with this company to this point has been very good. They seem to be very efficient.
Fast Track Debt Relief, Inc.
Tuesday, April 3, 20185eKomi
Just like they say debt relief. I can't wait for that feeling because that's the way they make me feel. They make you feel very comfortable and help you understand the system how it's work.
Fast Track Debt Relief, Inc.
Thursday, November 15, 20185eKomi
*** was very good for us. She walked us through everything and was very competent. We were in very good hands & we appreciate her dedication, sincerity & all the time she spent helping us & explain...
Fast Track Debt Relief, Inc.
Monday, October 1, 20185eKomi
The experience was exceptional. The people were very good in the explanation of your services. They even provided information in an email that I printed that explained the process.
Fast Track Debt Relief, Inc.
Wednesday, January 17, 20185eKomi
This process so far makes me feel so much relief. The staff has been extremely kind and helpful.
Fast Track Debt Relief, Inc.
Friday, October 12, 20185eKomi
*** was very patient and not pushy during the process. I finally feel like a load of stress has been lifted off of me.
Fast Track Debt Relief, Inc.
Saturday, August 18, 20185eKomi
Well the people I'm working with is very professional in the business that's helping me.*** and *** explained very clearly about how this program goes. I'm just starting so once I get into things a...
Fast Track Debt Relief, Inc.
Thursday, August 30, 20185eKomi
EXTREMELY friendly, courteous and helpful. *** was very courteous and helpful. I was skeptical at first, but he let me know everything would work out fine.
Fast Track Debt Relief, Inc.
Wednesday, September 26, 20184eKomi
It has been a very positive experience so far. The people I have spoken and met with have been very friendly. I did not feel pressured in any way and they were very patient and forthcoming concerni...
FAST TRACK DEBT RELIEF ADVICE BLOG
JAN 29, 2018, MONDAY
The Downfalls of Being Illogical with Money

We all like to think we're good with money. One of the strange things that's been revealed through financial and behavioral studies is that people think they're good with money even when they're massively in debt.

 

As a culture, we think of debt as an inconvenience rather than a serious life situation. This is a dangerous attitude that convinces people that they don't need to get out of debt. It’s not a big deal, it’ll work itself out ...even as interest and late payments pile up and collection agencies start calling.

 

Creditors, advertisers, and manufacturers all know they'll make more profits if they can convince people to be illogical with money. First, you need to make sure you don't convince yourself.

 

Unhealthy Momentum

 

Once you start falling into debt, it's easy to believe that you can stop the slide at any moment. Spending is like any addiction, though. If you tell people you can stop at any point, well then – what's the logic in stopping now? This mentality justifies continued spending, resulting in even more debt. If you believe you can stop at any time, then you believe debt is not a danger to you.

 

Once the reality hits that you're in a financially risky situation, your momentum stops. Once you believe there's nothing you can do, you hide from calls from credit card companies. You don't open bills. You seek to maintain an illusion of the status quo. You've come to a rest, and it's hard to get you moving on solving your debt problem.

 

This risks creating a new normal for you: that you'll always be in debt and that there's nothing you can do about it.

 

Healthy Momentum

 

Once you start climbing out of debt, it gets easier after a while. You have a plan, you stick to it, and the more you pay off, the more flexibility you begin to have in terms of your finances. Again, you have momentum.

 

Notice how each of these situations works? If you're sliding into debt, it's easier to justify the slide than it is to work to stop the habits that are making you spend so much. If you feel stuck in a situation, it's easier to avoid the reality – and stay stuck – than it is to reverse course and start to get out of debt.

 

And as you do get out of debt, it becomes easier to manage the debt that's left.

 

Normalization Can be Logical...or Illogical

 

Momentum is powerful, and it has to do with what you've normalized for yourself. If you normalize the idea of falling into debt, you'll perceive even more debt as normal. If you normalize the idea of being in debt forever, then chances are you will be. Yet if you normalize climbing out of debt, you have a better chance of doing so.

 

Look into a debt relief company if you need to get out of debt. Many despair because they think bankruptcy is the only option available to them, and they rightly think things aren't that bad yet. But they will get there if you don't do something soon.

 

A debt relief company offers solutions that can change your payment structure or allow you to pay a fraction of what you owe in order to zero out your debt.

 

Creditors accept this when they feel like the only other option is you paying nothing at all, so they're often reasonable about negotiation with a debt relief service.

 

Retailers Try to Make You Buy Illogically: Impulse Buying

 

A dangerous reason for falling into debt is impulse buying. A great deal of debt is caused by something that's reasonable: an emergency car repair or medical expenses. Yet some debt is created by non-essential items we “just have to have.” Efforts to climb out of debt are sabotaged by this type of illogical spending.

 

More and more, retailers are recognizing that today's customers are more resistant than ever to traditional advertising. We question and distrust ads because we have access to so much information. We think we can spot all the best deals. Yet brands can also harness this overconfidence.

 

That means retailers are beginning to create deals that look good in order to trigger impulse buys before you really have a chance to consider whether you need something. If it's a good deal, your nose for a bargain can override the fact that you don't even need what's being sold. This technique sells the idea that you're outsmarting the system.

 

A good way to avoid this is to create a budget. In the moment impulse grips you, stop. Think. Is it something you'll need and you'll use? If not, then why are you considering buying it? Modern advertising sells you on the concept that you're outsmarting the advertising itself. It doesn't sell you on the product. Avoid this by focusing on the product and whether you'll really use it.

 

Manufacturers Build Illogically: Planned Obsolescence

 

Your phone is perfectly fine. It does everything you need it to. The touchscreen still works and it's still responsive. But it's not this year's model. It doesn't have extra stickers, or emojis, or whatever new bells and whistles are being hyped this year. Even though your phone is functional, you feel like it's obsolete.

 

This is one component of what we call planned obsolescence. Businesses sell the idea that what you have isn't good enough anymore. Sometimes, they'll even be able to decrease the performance of older products remotely, as one phone company recently did. This convinces you that you need to upgrade.

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