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Fast Track Debt Relief, Inc.
Thursday, March 1, 20185eKomi
It was a wonderful experience dealing with *** @ Fast Track Debt Releif. Very helpful in every way. Thanks again
Fast Track Debt Relief, Inc.
Monday, October 22, 20185eKomi
Our experience has been wonderful with ***, he is great so glad we contacted him
Fast Track Debt Relief, Inc.
Friday, September 28, 20185eKomi
Felt so relieved after the first conversation with ***. Cant wait to be sent free soon!
Fast Track Debt Relief, Inc.
Monday, October 1, 20185eKomi
I was very tentative about reaching out for help with my financial situation. *** from Fast track was VERY understanding and continued to communicate with me every step of the way. She was very rea...
Fast Track Debt Relief, Inc.
Friday, September 21, 20185eKomi
Professional and extremely helpful. Recommend to anyone who is in financial distress.
Fast Track Debt Relief, Inc.
Wednesday, August 8, 20185eKomi
I received an offer in the mail regarding the program. At first, I was a little reluctant but my monthly bill payments were becoming difficult to maintain. After doing some research about the progr...
Fast Track Debt Relief, Inc.
Monday, October 1, 20185eKomi
The experience was exceptional. The people were very good in the explanation of your services. They even provided information in an email that I printed that explained the process.
Fast Track Debt Relief, Inc.
Monday, July 30, 20185eKomi
My experience with *** was very good actually excellent they're very quick about everything if I had any problems they took care of it right then and there I can call them up and have anything take...
Fast Track Debt Relief, Inc.
Thursday, February 1, 20185eKomi
The experience with Fast Track has been very easy and *** was very nice and professional, she made sure that I understood everything upfront.
Fast Track Debt Relief, Inc.
Thursday, March 8, 20185eKomi
Fast Track was a pleasure working with. I was really struggling with paying off my debt and they were able to help me lower my payments and pay them off quickly.
Fast Track Debt Relief, Inc.
Friday, July 20, 20185eKomi
My experience thus has been excellent. *** made me feel comfortable and confident throughout the entire process.
Fast Track Debt Relief, Inc.
Friday, October 5, 20185eKomi
Awesome experience with this office just wonderful .when I was at my lowest point .They took care of me.
Fast Track Debt Relief, Inc.
Wednesday, October 24, 20185eKomi
*** ultimately became my financial advisor and did an excellent job with a stressful situation. He pushed it thru quickly and efficiently.
Fast Track Debt Relief, Inc.
Thursday, August 30, 20185eKomi
EXTREMELY friendly, courteous and helpful. *** was very courteous and helpful. I was skeptical at first, but he let me know everything would work out fine.
Fast Track Debt Relief, Inc.
Wednesday, October 10, 20185eKomi
So far I can't say enough about this company especially *** she was awesome
Fast Track Debt Relief, Inc.
Thursday, April 12, 20185eKomi
I am satisfied with the information provided by the costumer service rep he took out the time to explain to me in details and made sure that I understood the process of consolidating my credit cards.
Fast Track Debt Relief, Inc.
Tuesday, September 11, 20185eKomi
Very impress with the pace in which my case was handled. Everyone made sure I understood what was happening and what was going to happen.
Fast Track Debt Relief, Inc.
Saturday, August 18, 20185eKomi
Well the people I'm working with is very professional in the business that's helping me.*** and *** explained very clearly about how this program goes. I'm just starting so once I get into things a...
Fast Track Debt Relief, Inc.
Tuesday, April 3, 20185eKomi
Just like they say debt relief. I can't wait for that feeling because that's the way they make me feel. They make you feel very comfortable and help you understand the system how it's work.
Fast Track Debt Relief, Inc.
Thursday, February 22, 20185eKomi
To whom it may concern, it was a great pleasure working with you and the group. I couldn't have done this without you.
Fast Track Debt Relief, Inc.
Wednesday, September 26, 20184eKomi
It has been a very positive experience so far. The people I have spoken and met with have been very friendly. I did not feel pressured in any way and they were very patient and forthcoming concerni...
Fast Track Debt Relief, Inc.
Wednesday, January 17, 20185eKomi
This process so far makes me feel so much relief. The staff has been extremely kind and helpful.
Fast Track Debt Relief, Inc.
Sunday, March 4, 20184eKomi
It was a pleasure to find that there is some one that still help the one that really need it. And take the time to listen and to exlpain thing so that you can understand.
Fast Track Debt Relief, Inc.
Friday, August 3, 20185eKomi
*** was super helpful, kind, and easy to talk
Fast Track Debt Relief, Inc.
Thursday, August 2, 20185eKomi
*** has been awesome from the first minute I spoke with her. She is very professional but compassionate about my situation. It was always a pleasure speaking with her.
Fast Track Debt Relief, Inc.
Saturday, August 4, 20185eKomi
Everyone I've been contact with has been very helpful.
Fast Track Debt Relief, Inc.
Tuesday, August 28, 20185eKomi
*** was great. Knew what she was doing. Very persistant but it worked. First, i said no then an hour later, it was yes.
Fast Track Debt Relief, Inc.
Monday, October 1, 20185eKomi
So far she has been great ,looking forward to seeing my credit score. *** was very persistent. very convincing. So she won be over.
Fast Track Debt Relief, Inc.
Saturday, April 28, 20185eKomi
Great Service,everything was explained to my understanding.
Fast Track Debt Relief, Inc.
Thursday, November 15, 20185eKomi
*** was very good for us. She walked us through everything and was very competent. We were in very good hands & we appreciate her dedication, sincerity & all the time she spent helping us & explain...
Fast Track Debt Relief, Inc.
Monday, July 23, 20185eKomi
Excellent services and knowledgeable employees!
Fast Track Debt Relief, Inc.
Thursday, August 30, 20185eKomi
My experience thus has been good it has allowed me to use a new avenue in repairing my credit along with helping my daughters get back on track very professional staff every document was explained ...
Fast Track Debt Relief, Inc.
Wednesday, January 3, 20185eKomi
To date it has been quick, courteous and mind relieving. Thank you so much for working with me to resolve my debts.
Fast Track Debt Relief, Inc.
Thursday, April 5, 20185eKomi
Our experience with this company to this point has been very good. They seem to be very efficient.
Fast Track Debt Relief, Inc.
Friday, August 31, 20185eKomi
I found that this is probably one of the best experiences I've had dealing with a debt/finance company.
Fast Track Debt Relief, Inc.
Saturday, July 14, 20185eKomi
The beginning proceedings over the phone were very easy. *** talked me through everything. But, he was a little condescending towards me for having to go through this process. But, he was nice afte...
Fast Track Debt Relief, Inc.
Friday, October 12, 20185eKomi
*** was very patient and not pushy during the process. I finally feel like a load of stress has been lifted off of me.
FAST TRACK DEBT RELIEF ADVICE BLOG
MAY 05, 2017, FRIDAY
Pay-Off-Your-Debt--Fast-Track The Benefits of a Debt Relief Program

If you're in dire financial straits, there are a range of steps you can take to pay off your debt. One of the most effective is a structured debt relief program such as debt settlement. This is a well tailored solution for many who face a mountain of debt -- and who want to climb out.

What is Debt Settlement?

This is a method of debt repayment that involves negotiating with your creditors. Debt specialists do this on your behalf, arranging for a partial payment to be made as a way of fully resolving the debt. This partial payment may be made all at once or over a span of time.

How does it work? One of the biggest risks that creditors face is unpaid debt. Customers may begin to pay off their debt but lose the ability to make consistent payments. Others don't even attempt to tackle their debt. As a result, creditors need to employ people to pursue these unpaid debts. Thus, it's often more cost-effective to accept a fraction of the amount owed immediately or over a briefer span of time rather than going after a full payment.

If you can make a debt settlement work, you may only pay half of the full amount -- or even less. The trade-off is that you have to make that partial payment more swiftly, rather than the full payment over time.

Benefit #1: Avoid Bankruptcy

For many in debt, declaring bankruptcy is one of the only other options. A debt relief program such as debt settlement is usually far more preferable than declaring bankruptcy. Bankruptcy stays on your credit report for 10 years, and even after this, many job and credit card applications may inquire as to whether you've ever filed bankruptcy. If you lie about this, you can be found guilty of fraud.

Debt settlement stays on your credit report for seven years, and it doesn't carry the same stigma of bankruptcy to a potential future employer or creditor. Unlike bankruptcy, there aren't any public records concerning debt settlement. That means that jobs and credit card companies don't ask about it and won't be able to see it after that seven year period is up.

Benefit #2: Immediate Relief with Lump Sums

You have to qualify for debt settlement in order to enter into an agreement. This agreement is based on your ability to pay. If you're in a situation where you can't get the money together to make a debt settlement, then it is not the right option for you.

If you can make that debt settlement, then you walk away having erased your debts at a fraction of their total value. This is favorable even to the creditor's repayment schedule because you won't have accumulated interest over time, either.

This is in the interest of the creditors as well, since they know your next option may be bankruptcy. If you file bankruptcy, they'll often see less repayment than if they'd simply entered into a debt settlement with you. There are advantages for both you and for the creditors, so it makes a useful middle ground for compromise.

Debt settlement using a lump sum can mean becoming debt free immediately at a fraction of the debt's total value.

Benefit #3: Swifter Relief with Repayment Plans

If you can make the lump sum, then you can pay off your debts at a fraction of their value. But if you can't, you can still have a viable debt settlement strategy. If you can make payments over two to four years, a debt relief program can still be negotiated in a way that saves you substantial amounts of money.

This involves negotiating a monthly payment plan that amounts to a portion of the total you owe, paid more swiftly than the years or decades offered on the creditor's repayment plan. This still allows you to pay less than you owe. It is amenable to creditors too because they receive payment faster.

Are There Drawbacks?

There are a few trade-offs to be aware of. As mentioned, though it lacks the stigma of bankruptcy and public records won't survive after those seven years, debt settlement does appear on your credit report for seven years. Your credit may be affected, and you may also be charged taxes on the amount of debt that you've saved. This is something that should be clearly explained when you meet with your debt settlement negotiator about your debt relief program.

For many, these trade-offs are well worth cutting down the amount they owe to a more manageable sum. If it's right for you, it can help you get out of debt more quickly.

 

Be careful about debt settlement companies, and make sure you connect with a reputable one. You'll never be charged anything until the debt settlement agreement itself goes through, and what the company is paid is only taken out as a percentage of the amount they save you. This gives them an incentive to save you even more money. It's a good system for all involved, and a good way for the person in debt and their creditors to come to a resolution about a stressful life situation.

 

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Testimonials
"Fast Track's Debt Relief financial specialists can give business owners the peace of mind that comes with knowing that the effort has been made to have business debt problems finally settled with Fast Track's help."
Rebecca G.
"The staff was great. They treated me with the upmost respect and answered all of my questions in a timely manner. Thank you!"
Janet A.
"Thank you so much. I never meant this to happen. I felt so bad inside; I always tried to pay my bills. Thank you for all of your help. I do not ever want more credit cards."
Ginger J.
"Thanks so much for your help!! I am so glad this is all over!!"
Melissa H.
"The people of Fast Track are very concerned with the client. They are life changing in our case. Thank you."
Joe L.
"Thanks to all your staff; for the many girls and boys I've alked to. They were always so helpful to answer all of my questions and concerns. I would highly recommend this company to help others in need. Thanks again!"
Tanis P.
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