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Fast Track Debt Relief, Inc.
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Fast Track Debt Relief, Inc.
Wednesday, May 3, 20175eKomi
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Fast Track Debt Relief, Inc.
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Fast Track Debt Relief, Inc.
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I had been so over whelmed with being in debt and truly saw no way out. And with the help of *** and *** I am officially DEBT FREE. I cant begin to tell you how good this feels. And for some time...
Fast Track Debt Relief, Inc.
Sunday, June 25, 20175eKomi
Something unbelievable but true this program really helped me a lot so far
FAST TRACK DEBT RELIEF ADVICE BLOG
APR 20, 2017, THURSDAY
Student-Loan-Debt-Relief--Fast-Track Is Student Loan Debt Forgiveness an Option for Me?

Student loan debt relief is a complicated topic. Student loan forgiveness covers a wide range of potential programs. The timing, sums, and debts forgiven will vary depending on the program you enter.

 

The good news is this means there are a wide range of potential student loan debt relief options that can fit a wide a range of needs. Including yours.

 

Perkins Loan Cancellation is for teachers who work at qualifying low-income schools. This is useful because between $5,000 and $17,500 is forgiven initially. The loan is fully forgiven after 10 years, and the forgiveness is not taxable.

 

Public Service Loan Forgiveness is for government and nonprofit employees. 100% of your student loan is forgiven after 10 years. The forgiveness is not taxable.

 

Income-Based Repayment is designed for those making under a certain amount over a 20-25 year period. It is also based on family size. Under this, 10-percent of discretionary income is paid on the loan. It is useful for those who are not expecting to make very much over the 20 year forgiveness period. These are recent figures – before 2014, these figures were 15-percent of discretionary income paid with forgiveness after 25 years. Obviously, the more recent changes are friendlier to those who want to get out of debt. Forgiveness is taxable.

 

Income-Contingent Repayment is much the same as Income-Based, but also factors loan balance and interest rate into the monthly payment equation.

 

Military College Loan Repayment is for those in the military in active duty or in reserve. The amount forgiven is different for each branch of the armed forces and is capped at $65,000.

 

Total and Permanent Disability Discharge is immediate and forgives the full 100% of your student loan. This is only for those who are permanently disabled. The forgiveness is taxable.

 

Keep in mind that policies underthe Trump administration could change many of these programs. If changes do occur, it may make it more difficult to get out of debt via student loan debt relief. If you're interested, start looking at these programs now.

 

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