Debt Consolidation | News Center |Fast Track Debt Relief
Call Today: 1888-DEBT-004
Follow us on
We work for you.
not for your creditors.
Awarded the eKomi Gold
Seal of Approval!
"The Independent Feedback Company"
Fast Track Debt Relief, Inc.
Thursday, March 1, 20185eKomi
It was a wonderful experience dealing with *** @ Fast Track Debt Releif. Very helpful in every way. Thanks again
Fast Track Debt Relief, Inc.
Monday, October 22, 20185eKomi
Our experience has been wonderful with ***, he is great so glad we contacted him
Fast Track Debt Relief, Inc.
Friday, September 28, 20185eKomi
Felt so relieved after the first conversation with ***. Cant wait to be sent free soon!
Fast Track Debt Relief, Inc.
Monday, October 1, 20185eKomi
I was very tentative about reaching out for help with my financial situation. *** from Fast track was VERY understanding and continued to communicate with me every step of the way. She was very rea...
Fast Track Debt Relief, Inc.
Friday, September 21, 20185eKomi
Professional and extremely helpful. Recommend to anyone who is in financial distress.
Fast Track Debt Relief, Inc.
Wednesday, August 8, 20185eKomi
I received an offer in the mail regarding the program. At first, I was a little reluctant but my monthly bill payments were becoming difficult to maintain. After doing some research about the progr...
Fast Track Debt Relief, Inc.
Monday, October 1, 20185eKomi
The experience was exceptional. The people were very good in the explanation of your services. They even provided information in an email that I printed that explained the process.
Fast Track Debt Relief, Inc.
Monday, July 30, 20185eKomi
My experience with *** was very good actually excellent they're very quick about everything if I had any problems they took care of it right then and there I can call them up and have anything take...
Fast Track Debt Relief, Inc.
Thursday, February 1, 20185eKomi
The experience with Fast Track has been very easy and *** was very nice and professional, she made sure that I understood everything upfront.
Fast Track Debt Relief, Inc.
Thursday, March 8, 20185eKomi
Fast Track was a pleasure working with. I was really struggling with paying off my debt and they were able to help me lower my payments and pay them off quickly.
Fast Track Debt Relief, Inc.
Friday, July 20, 20185eKomi
My experience thus has been excellent. *** made me feel comfortable and confident throughout the entire process.
Fast Track Debt Relief, Inc.
Friday, October 5, 20185eKomi
Awesome experience with this office just wonderful .when I was at my lowest point .They took care of me.
Fast Track Debt Relief, Inc.
Wednesday, October 24, 20185eKomi
*** ultimately became my financial advisor and did an excellent job with a stressful situation. He pushed it thru quickly and efficiently.
Fast Track Debt Relief, Inc.
Thursday, August 30, 20185eKomi
EXTREMELY friendly, courteous and helpful. *** was very courteous and helpful. I was skeptical at first, but he let me know everything would work out fine.
Fast Track Debt Relief, Inc.
Wednesday, October 10, 20185eKomi
So far I can't say enough about this company especially *** she was awesome
Fast Track Debt Relief, Inc.
Thursday, April 12, 20185eKomi
I am satisfied with the information provided by the costumer service rep he took out the time to explain to me in details and made sure that I understood the process of consolidating my credit cards.
Fast Track Debt Relief, Inc.
Tuesday, September 11, 20185eKomi
Very impress with the pace in which my case was handled. Everyone made sure I understood what was happening and what was going to happen.
Fast Track Debt Relief, Inc.
Saturday, August 18, 20185eKomi
Well the people I'm working with is very professional in the business that's helping me.*** and *** explained very clearly about how this program goes. I'm just starting so once I get into things a...
Fast Track Debt Relief, Inc.
Tuesday, April 3, 20185eKomi
Just like they say debt relief. I can't wait for that feeling because that's the way they make me feel. They make you feel very comfortable and help you understand the system how it's work.
Fast Track Debt Relief, Inc.
Thursday, February 22, 20185eKomi
To whom it may concern, it was a great pleasure working with you and the group. I couldn't have done this without you.
Fast Track Debt Relief, Inc.
Wednesday, September 26, 20184eKomi
It has been a very positive experience so far. The people I have spoken and met with have been very friendly. I did not feel pressured in any way and they were very patient and forthcoming concerni...
Fast Track Debt Relief, Inc.
Wednesday, January 17, 20185eKomi
This process so far makes me feel so much relief. The staff has been extremely kind and helpful.
Fast Track Debt Relief, Inc.
Sunday, March 4, 20184eKomi
It was a pleasure to find that there is some one that still help the one that really need it. And take the time to listen and to exlpain thing so that you can understand.
Fast Track Debt Relief, Inc.
Friday, August 3, 20185eKomi
*** was super helpful, kind, and easy to talk
Fast Track Debt Relief, Inc.
Thursday, August 2, 20185eKomi
*** has been awesome from the first minute I spoke with her. She is very professional but compassionate about my situation. It was always a pleasure speaking with her.
Fast Track Debt Relief, Inc.
Saturday, August 4, 20185eKomi
Everyone I've been contact with has been very helpful.
Fast Track Debt Relief, Inc.
Tuesday, August 28, 20185eKomi
*** was great. Knew what she was doing. Very persistant but it worked. First, i said no then an hour later, it was yes.
Fast Track Debt Relief, Inc.
Monday, October 1, 20185eKomi
So far she has been great ,looking forward to seeing my credit score. *** was very persistent. very convincing. So she won be over.
Fast Track Debt Relief, Inc.
Saturday, April 28, 20185eKomi
Great Service,everything was explained to my understanding.
Fast Track Debt Relief, Inc.
Thursday, November 15, 20185eKomi
*** was very good for us. She walked us through everything and was very competent. We were in very good hands & we appreciate her dedication, sincerity & all the time she spent helping us & explain...
Fast Track Debt Relief, Inc.
Monday, July 23, 20185eKomi
Excellent services and knowledgeable employees!
Fast Track Debt Relief, Inc.
Thursday, August 30, 20185eKomi
My experience thus has been good it has allowed me to use a new avenue in repairing my credit along with helping my daughters get back on track very professional staff every document was explained ...
Fast Track Debt Relief, Inc.
Wednesday, January 3, 20185eKomi
To date it has been quick, courteous and mind relieving. Thank you so much for working with me to resolve my debts.
Fast Track Debt Relief, Inc.
Thursday, April 5, 20185eKomi
Our experience with this company to this point has been very good. They seem to be very efficient.
Fast Track Debt Relief, Inc.
Friday, August 31, 20185eKomi
I found that this is probably one of the best experiences I've had dealing with a debt/finance company.
Fast Track Debt Relief, Inc.
Saturday, July 14, 20185eKomi
The beginning proceedings over the phone were very easy. *** talked me through everything. But, he was a little condescending towards me for having to go through this process. But, he was nice afte...
Fast Track Debt Relief, Inc.
Friday, October 12, 20185eKomi
*** was very patient and not pushy during the process. I finally feel like a load of stress has been lifted off of me.
JUN 17, 2016, FRIDAY
How to Create a Budget and Start Saving Now -Debt Relief Programs


Debt Relief Programs | Fast Track Debt Relief

How do you build a budget that enables you to get out of debt? It can seem impossible. But as the ancient Chinese proverb states, “The journey of a thousand miles begins with a single step.” Your journey to debt-free life begins with simple steps that add up to significant results.


Starting Your Debt Relief Journey


There are several steps you need to keep in mind, and the first is to make yourself a space to tackle your debt. It may sound simple, but having a regular workspace to go to when you need to figure out your budget can help you focus and stay disciplined.


You'll want to figure out what your income is first, but this breaks down into a few steps:


  1. This should be simple enough for those with salaried jobs, but what if you work part-time, hourly, or at multiple jobs? Your pay may vary week-to-week. If so, organize your paychecks over a longer period of time. Figure out what's representative of what you make - and be realistic.


There's no use denying realty to make yourself feel better. Be completely honest at this stage and it'll be better for you in the long-run. The key at this stage is to organize yourself. You'll also need to start keeping all your paycheck records in one place.


  1. Figure out your income with taxes subtracted. This is the money with which you can work.

Next, figure out regular payments – for your home or apartment, car, health insurance, debt repayments, etc. Deduct these from your monthly pay. The goal here is to create a realistic picture of exactly the income you're making every week, month, and year.


  1. If you work hourly or multiple jobs where the hours fluctuate, come up with at least two different models:


  • An ideal model. This assumes everything goes as you expect..
  • An emergency model. This factors in the possibility of weeks where your hours are cut or that you are unable to work. Hopefully, you won't have to fall back on this more pessimistic model, but if you do, you're prepared.

You’ve figured out your income and your outgoing expenses. Now you can begin to lay out a personalized plan:


  1. How much do you have left for groceries and gas money? What's left over for an emergency fund? Can you put anything into savings? Again, be realistic here.


  1. Once you've figured out your plan, set goals – what do you want your budget to look like in a month, six months, a year? Set achievable goals (e.g. have $X in your savings, contribute 2% to your retirement fund).


  1. Save receipts, write down costs, and either use a paper ledger or a spreadsheet (OpenOffice has a free spreadsheet tool) to record expenses.                                                                                                                                                                                                                                                                                 
  2.  Look for areas where you can cut down. Some suggestions:


  • Instead of going to a movie for $10 or more, rent a movie from RedBox for $1.
  • Rather than paying for cable or satellite that can cost upwards of $100 a month, opt for a streaming service for 1/10th the price.
  • If you're going to a theme park that will cost $50 per person, consider going to the beach or hiking in a state park for free.
  • Skip the food truck or cafeteria at work and make a few days' lunches ahead of time at home.


Being frugal doesn't mean your lifestyle has to change dramatically – you're still watching movies and TV, you're still spending a day out with friends or family, and you're still enjoying lunch every day. Being frugal doesn't mean cutting every luxury out entirely; it just means you need to make wise choices so the things you enjoy cost less.


  1. Revisit your budget regularly. As you keep a budget over weeks and then months, you'll be able to make adjustments for what happens on the fly. Maybe it's a good week where you get extra overtime, or maybe it's a bad week where your hours are cut. Don't hide from your budget either way; record it all so that you can spend or scrimp wisely. Best of all, revisiting your budget regularly will help you learn your own tips and tricks, and you'll notice and police your own habits better.


  1. A 50/30/20 budget is a wise way to go. After taxes, consider 50-percent of your budget going to essentials – groceries, housing, utilities, insurance, transport, childcare, and loan payments. Then, 30-percent can go to wants – a meal out, a deposit in your vacation fund, a new outfit, etc. The final 20-percent is dedicated savings and debt repayments.


Of course, it's not one-size-fits-all. Some may find they only pay 40-percent of their incomem to needs. In this case, direct more toward savings and debt repayment. Some may find they pay 70-percent or higher on basic needs. This, unfortunately, means cutting into those wants. Remember, it’s a short-term sacrfice that yields great results in the long-run.

It’s incredibly easy to make a great budget – that just doesn’t work for you. You may follow it for a week, and then forget about for months. A budget only works if you stick to it until you get out of debt - and beyond.

If you need help, Fast Track Debt Relief has a series of debt relief programs. Each is tailored to individuals because everyone has different circumstances, needs, and goals. Our debt relief programs are geared toward helping people get out of debt over time and to nurture situations where paying for a home, a car, having good credit scores – all of it is accessible to you again. Call us and ask us about our debt relief programs and how we might help you.

Post by month
December 2018 (2)
November 2018 (4)
October 2018 (4)
August 2018 (2)
July 2018 (5)
June 2018 (4)
May 2018 (5)
April 2018 (4)
March 2018 (5)
February 2018 (4)
January 2018 (4)
December 2017 (4)
November 2017 (4)
October 2017 (4)
September 2017 (4)
August 2017 (4)
July 2017 (4)
June 2017 (4)
May 2017 (4)
April 2017 (4)
March 2017 (4)
February 2017 (4)
January 2017 (3)
December 2016 (3)
November 2016 (4)
October 2016 (4)
September 2016 (4)
August 2016 (4)
July 2016 (4)
June 2016 (5)
May 2016 (4)
April 2016 (4)
March 2016 (4)
February 2016 (5)
January 2016 (4)
December 2015 (4)
November 2015 (5)
October 2015 (6)
September 2015 (4)
August 2015 (4)
July 2015 (4)
June 2015 (5)
May 2015 (9)
April 2015 (8)
March 2015 (8)
February 2015 (8)
January 2015 (8)
October 2014 (5)
"Fast Track's Debt Relief financial specialists can give business owners the peace of mind that comes with knowing that the effort has been made to have business debt problems finally settled with Fast Track's help."
Rebecca G.
"The staff was great. They treated me with the upmost respect and answered all of my questions in a timely manner. Thank you!"
Janet A.
"Thank you so much. I never meant this to happen. I felt so bad inside; I always tried to pay my bills. Thank you for all of your help. I do not ever want more credit cards."
Ginger J.
"Thanks so much for your help!! I am so glad this is all over!!"
Melissa H.
"The people of Fast Track are very concerned with the client. They are life changing in our case. Thank you."
Joe L.
"Thanks to all your staff; for the many girls and boys I've alked to. They were always so helpful to answer all of my questions and concerns. I would highly recommend this company to help others in need. Thanks again!"
Tanis P.
A debt advisor will review your information and contact you with a complimentary estimate. By providing your information, you agree to Fast Track Debt Relief's Terms of use policy