Call Today: 1888-DEBT-004
Follow us on
We work for you.
not for your creditors.
Awarded the eKomi Gold
Seal of Approval!
"The Independent Feedback Company"
Fast Track Debt Relief, Inc.
Tuesday, July 11, 20175eKomi
My experience has been both beneficial and it has relieved all of my stressors in regard to my dealings with my creditors. Everyone has been really helpful.
Fast Track Debt Relief, Inc.
Saturday, June 10, 20175eKomi
What can I say!! Fast Track Debt Relief was a Blessing in Disguise and Life Saver for me and my family. With over $60,000+ in debt, we turned to Fast Track Debt Relief for assistance. They set up...
Fast Track Debt Relief, Inc.
Saturday, July 22, 20175eKomi
I like that they take time to Answer all my questions and don't feel rushed when I talked to them.
Fast Track Debt Relief, Inc.
Friday, August 25, 20175eKomi
My experience has been excellent. Everyone that I came in contact with has been very good.
Fast Track Debt Relief, Inc.
Wednesday, May 3, 20175eKomi
My experience with this company has been nothing short of fantastic. I would like to point out especially the excellent customer serve by ***. She was always available, cheerful and worked hard t...
Fast Track Debt Relief, Inc.
Wednesday, August 9, 20175eKomi
I had a very courteous, polite and extremely well knowledgeable about the information I received. All my questions were answered. We need more customer service like this young man.
Fast Track Debt Relief, Inc.
Friday, July 28, 20175eKomi
Very helpful and professional. I was treated like family
Fast Track Debt Relief, Inc.
Saturday, August 19, 20175eKomi
Great experience. Very professional.
Fast Track Debt Relief, Inc.
Wednesday, May 3, 20175eKomi
I had been so over whelmed with being in debt and truly saw no way out. And with the help of *** and *** I am officially DEBT FREE. I cant begin to tell you how good this feels. And for some time...
Fast Track Debt Relief, Inc.
Sunday, June 25, 20175eKomi
Something unbelievable but true this program really helped me a lot so far
APR 21, 2015, TUESDAY
Living-debt-free-on-the-beach Filing for Bankruptcy

Bankruptcy. It’s a terrifying term, and the overwhelming circumstances that can lead you to that point are just as scary. For some individuals, though, it’s the only clear way to get out of debt. Speaking with a debt consolidation specialist at Fast Track Debt Relief could prevent you from needing to go this route. But, if you’re considering bankruptcy, here are a few things you should know.

Chapter 7 or Chapter 13?

There are two main kinds of bankruptcy individuals can file. Chapter 7 bankruptcy is a liquidation. It discharges most of your unsecured debts, and any nonexempt property will be sold to help repay creditors. It usually takes a number of months to complete, but you can usually keep your house and your car. Chapter 13 bankruptcy means you’ll repay all of your creditors, but you’ll work on a court ordered repayment plan that lasts three to five years. You’ll keep all of your property during the process. If you’re unemployed and you don’t have many assets, Chapter 7 is the way to go. If you have assets you need to protect, though, you may want to consider Chapter 13.

Talk to an Attorney

Before you file bankruptcy, talk with an attorney. He or she can not only help you make the decision in most cases, but they can also walk you through the fee structure. An attorney will charge for his or her services, but those costs are typically minimal.

Credit Counseling Is a Must

New bankruptcy laws mean you’ll have to undergo credit counseling no matter what type of bankruptcy you’re filing for, so expect to chat with a credit counselor within 180 days of filing. The process also includes the “means” test to make sure you’re eligible to file.

Creditors Can Challenge Your Choice

Creditors can challenge your petition for bankruptcy. They have 60 days to do so, and if they don’t, your debts will be discharged or restructured on a payment plan according to the type of bankruptcy filed.

Your Credit Score Will Plummet

No matter what type of bankruptcy you filed for, your credit score will take a serious hit. You can certainly rebuild it, but it will take some time before you see any serious changes.

Post by month
December 2017 (4)
November 2017 (4)
October 2017 (4)
September 2017 (4)
August 2017 (4)
July 2017 (4)
June 2017 (4)
May 2017 (4)
April 2017 (4)
March 2017 (4)
February 2017 (4)
January 2017 (3)
December 2016 (3)
November 2016 (4)
October 2016 (4)
September 2016 (4)
August 2016 (4)
July 2016 (4)
June 2016 (5)
May 2016 (4)
April 2016 (4)
March 2016 (4)
February 2016 (5)
January 2016 (4)
December 2015 (4)
November 2015 (5)
October 2015 (6)
September 2015 (4)
August 2015 (4)
July 2015 (4)
June 2015 (5)
May 2015 (9)
April 2015 (8)
March 2015 (8)
February 2015 (8)
January 2015 (8)
October 2014 (5)
"Fast Track's Debt Relief financial specialists can give business owners the peace of mind that comes with knowing that the effort has been made to have business debt problems finally settled with Fast Track's help."
Rebecca G.
"The staff was great. They treated me with the upmost respect and answered all of my questions in a timely manner. Thank you!"
Janet A.
"Thank you so much. I never meant this to happen. I felt so bad inside; I always tried to pay my bills. Thank you for all of your help. I do not ever want more credit cards."
Ginger J.
"Thanks so much for your help!! I am so glad this is all over!!"
Melissa H.
"The people of Fast Track are very concerned with the client. They are life changing in our case. Thank you."
Joe L.
"Thanks to all your staff; for the many girls and boys I've alked to. They were always so helpful to answer all of my questions and concerns. I would highly recommend this company to help others in need. Thanks again!"
Tanis P.
A debt advisor will review your information and contact you with a complimentary estimate. By providing your information, you agree to Fast Track Debt Relief's Terms of use policy