Call Today: 1888-DEBT-004
Follow us on
We work for you.
not for your creditors.
Awarded the eKomi Gold
Seal of Approval!
"The Independent Feedback Company"
Fast Track Debt Relief, Inc.
Tuesday, July 11, 20175eKomi
My experience has been both beneficial and it has relieved all of my stressors in regard to my dealings with my creditors. Everyone has been really helpful.
Fast Track Debt Relief, Inc.
Saturday, June 10, 20175eKomi
What can I say!! Fast Track Debt Relief was a Blessing in Disguise and Life Saver for me and my family. With over $60,000+ in debt, we turned to Fast Track Debt Relief for assistance. They set up...
Fast Track Debt Relief, Inc.
Saturday, July 22, 20175eKomi
I like that they take time to Answer all my questions and don't feel rushed when I talked to them.
Fast Track Debt Relief, Inc.
Friday, August 25, 20175eKomi
My experience has been excellent. Everyone that I came in contact with has been very good.
Fast Track Debt Relief, Inc.
Wednesday, May 3, 20175eKomi
My experience with this company has been nothing short of fantastic. I would like to point out especially the excellent customer serve by ***. She was always available, cheerful and worked hard t...
Fast Track Debt Relief, Inc.
Wednesday, August 9, 20175eKomi
I had a very courteous, polite and extremely well knowledgeable about the information I received. All my questions were answered. We need more customer service like this young man.
Fast Track Debt Relief, Inc.
Friday, July 28, 20175eKomi
Very helpful and professional. I was treated like family
Fast Track Debt Relief, Inc.
Saturday, August 19, 20175eKomi
Great experience. Very professional.
Fast Track Debt Relief, Inc.
Wednesday, May 3, 20175eKomi
I had been so over whelmed with being in debt and truly saw no way out. And with the help of *** and *** I am officially DEBT FREE. I cant begin to tell you how good this feels. And for some time...
Fast Track Debt Relief, Inc.
Sunday, June 25, 20175eKomi
Something unbelievable but true this program really helped me a lot so far
MAR 09, 2017, THURSDAY
Credit-Counseling-Company--Fast-Track 6 Ways to Avoid Credit Card Debt

Credit card debt can effectively torpedo your life and your sense of security. How can you avoid it? It takes smart spending, yes, but often people go into debt because unforeseeable circumstances stress their normal budget. Here are six additional ways to avoid credit card debt:


  1. Keep an emergency fund. Start building it early. If you encounter an unexpected car repair bill or a medical emergency that you can't pay for, an emergency fund makes the difference between having breathing room and going into debt. The key difference is that debt takes time to pay off, and as you're paying it off, it gathers interest for your creditors. An emergency fund can gather interest for you, and when you use it, you dip into what you already have rather than what you haven't. Even if it's a small rainy day fund, it can take the edge off of some scary financial circumstances.


  1. Try to charge what you can pay off at the end of a month. This way, if you don't have the cash for it, you won't buy it. It requires a good bit of willpower, but once it's a habit it's surprisingly easy to stick to.


  1. Don't miss payments. This can result in additional charges that throw your other finances off. If you do miss a payment, call the credit card company. Ask for the late fee to be forgiven. If you have a reasonable credit history, they'll often charge the extra but put it toward your balance instead of assessing an additional fee.


  1. If you get yourself in a debt situation, don't ignore it. It will only snowball  the longer you don't address it.


  1. Don't take cash advances. These can go wrong in a number of ways; they create a false sense of having cash resources, while simultaneously building your debt.


  1. Understand changes to your credit card terms. Often we toss a letter or click past an e-mail that notifies us of changes. If the small print is overwhelming, call them. Make sure you're clear if due dates are changing or interest rates are going up. Understand how it changes your financial picture.

There are many more ways to avoid credit card debt - or at least avoid growing it. If you need help, call a credit counseling company to get a better read on your options.

Post by month
December 2017 (4)
November 2017 (4)
October 2017 (4)
September 2017 (4)
August 2017 (4)
July 2017 (4)
June 2017 (4)
May 2017 (4)
April 2017 (4)
March 2017 (4)
February 2017 (4)
January 2017 (3)
December 2016 (3)
November 2016 (4)
October 2016 (4)
September 2016 (4)
August 2016 (4)
July 2016 (4)
June 2016 (5)
May 2016 (4)
April 2016 (4)
March 2016 (4)
February 2016 (5)
January 2016 (4)
December 2015 (4)
November 2015 (5)
October 2015 (6)
September 2015 (4)
August 2015 (4)
July 2015 (4)
June 2015 (5)
May 2015 (9)
April 2015 (8)
March 2015 (8)
February 2015 (8)
January 2015 (8)
October 2014 (5)
"Fast Track's Debt Relief financial specialists can give business owners the peace of mind that comes with knowing that the effort has been made to have business debt problems finally settled with Fast Track's help."
Rebecca G.
"The staff was great. They treated me with the upmost respect and answered all of my questions in a timely manner. Thank you!"
Janet A.
"Thank you so much. I never meant this to happen. I felt so bad inside; I always tried to pay my bills. Thank you for all of your help. I do not ever want more credit cards."
Ginger J.
"Thanks so much for your help!! I am so glad this is all over!!"
Melissa H.
"The people of Fast Track are very concerned with the client. They are life changing in our case. Thank you."
Joe L.
"Thanks to all your staff; for the many girls and boys I've alked to. They were always so helpful to answer all of my questions and concerns. I would highly recommend this company to help others in need. Thanks again!"
Tanis P.
A debt advisor will review your information and contact you with a complimentary estimate. By providing your information, you agree to Fast Track Debt Relief's Terms of use policy