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Fast Track Debt Relief, Inc.
Wednesday, January 17, 20185eKomi
This process so far makes me feel so much relief. The staff has been extremely kind and helpful.
Fast Track Debt Relief, Inc.
Thursday, March 1, 20185eKomi
It was a wonderful experience dealing with *** @ Fast Track Debt Releif. Very helpful in every way. Thanks again
Fast Track Debt Relief, Inc.
Thursday, February 1, 20185eKomi
The experience with Fast Track has been very easy and *** was very nice and professional, she made sure that I understood everything upfront.
Fast Track Debt Relief, Inc.
Wednesday, May 3, 20175eKomi
My experience with this company has been nothing short of fantastic. I would like to point out especially the excellent customer serve by ***. She was always available, cheerful and worked hard t...
Fast Track Debt Relief, Inc.
Thursday, March 8, 20185eKomi
Fast Track was a pleasure working with. I was really struggling with paying off my debt and they were able to help me lower my payments and pay them off quickly.
Fast Track Debt Relief, Inc.
Wednesday, October 4, 20175eKomi
This company made sure I was not only aware of what I needed to be but also made sure I was comfortable with my decision.
Fast Track Debt Relief, Inc.
Thursday, September 14, 20175eKomi
I think Nelson Casas explained everything to me and made my decision very easy. Thank you ***
Fast Track Debt Relief, Inc.
Thursday, September 14, 20175eKomi
So far everything has been great! Brad is great to work with and so is the attorney. Prayers that everything goes right with our creditors so we can be debt free before too long!
Fast Track Debt Relief, Inc.
Sunday, June 25, 20175eKomi
Something unbelievable but true this program really helped me a lot so far
Fast Track Debt Relief, Inc.
Friday, August 25, 20175eKomi
My experience has been excellent. Everyone that I came in contact with has been very good.
Fast Track Debt Relief, Inc.
Saturday, August 19, 20175eKomi
Great experience. Very professional.
Fast Track Debt Relief, Inc.
Wednesday, January 3, 20185eKomi
To date it has been quick, courteous and mind relieving. Thank you so much for working with me to resolve my debts.
Fast Track Debt Relief, Inc.
Friday, December 1, 20175eKomi
Thus far, the service and assistance have been fabulous. Everything is explained very clearly, and, if there are still questions, they are more than willing to explain until you have a full underst...
Fast Track Debt Relief, Inc.
Monday, September 18, 20175eKomi
Andrea Scott has been more than just helpful. She has explained everything completely. She has answered all of my questions. Great service.
Fast Track Debt Relief, Inc.
Friday, October 6, 20175eKomi
Every one that I had contact with were knowledgeable and experienced. Their willingness to make sure that I fully understood every part of what I needed to know to participate in the program.
Fast Track Debt Relief, Inc.
Thursday, October 12, 20175eKomi
Very professional and kind. It was hard to go this route because I've been in this situation about 8 years ago. You people are very kind and understanding.
Fast Track Debt Relief, Inc.
Saturday, June 10, 20175eKomi
What can I say!! Fast Track Debt Relief was a Blessing in Disguise and Life Saver for me and my family. With over $60,000+ in debt, we turned to Fast Track Debt Relief for assistance. They set up...
Fast Track Debt Relief, Inc.
Friday, July 28, 20175eKomi
Very helpful and professional. I was treated like family
Fast Track Debt Relief, Inc.
Sunday, March 4, 20184eKomi
It was a pleasure to find that there is some one that still help the one that really need it. And take the time to listen and to exlpain thing so that you can understand.
Fast Track Debt Relief, Inc.
Thursday, February 22, 20185eKomi
To whom it may concern, it was a great pleasure working with you and the group. I couldn't have done this without you.
Fast Track Debt Relief, Inc.
Wednesday, August 9, 20175eKomi
I had a very courteous, polite and extremely well knowledgeable about the information I received. All my questions were answered.
Fast Track Debt Relief, Inc.
Friday, October 13, 20175eKomi
*** has help me and explain their business and I am satisfy and very please. I have heard from my attorney very please with him.
Fast Track Debt Relief, Inc.
Tuesday, July 11, 20175eKomi
My experience has been both beneficial and it has relieved all of my stressors in regard to my dealings with my creditors. Everyone has been really helpful.
Fast Track Debt Relief, Inc.
Saturday, July 22, 20175eKomi
I like that they take time to Answer all my questions and don't feel rushed when I talked to them.
Fast Track Debt Relief, Inc.
Friday, November 17, 20175eKomi
My experience with Fast Track has been wonderful due to the concern Ms. *** has. She was so helpful in getting me to understand the plan.
Fast Track Debt Relief, Inc.
Saturday, November 4, 20175eKomi
***was awesome he addressed my concerns and was able to put me into a payment I feel comfortable about making.
Fast Track Debt Relief, Inc.
Friday, December 8, 20175eKomi
My experience with Fast Track thus far has been superb. I felt very comfortable going through the process.
Fast Track Debt Relief, Inc.
Wednesday, May 3, 20175eKomi
I had been so over whelmed with being in debt and truly saw no way out. And with the help of *** and *** I am officially DEBT FREE. I cant begin to tell you how good this feels. And for some time...
DEC 08, 2017, FRIDAY
Get-Out-Of-Debt--Fast-Track Danger of Making Debt Feel “Normal”

When you fall into debt, there's a real danger of treating it as your new normal. This is a moving of the goal posts that can impact your life and severely limit your future. You can't come up with a plan to get out of debt if you don't even look at being in debt as a problem. If you haven't   explored debt relief options, then you won’t be able to achieve financial freedom and control. On the flip side, if you treat debt like a problem, you can find a solution that will work for you.


How You Normalize Debt


Many people fall into debt for reasons that aren't their fault. Maybe a medical emergency happened. Maybe someone stole from you. Maybe the business you worked for never paid you for work you delivered. Maybe you were left to help pay off someone else's debts.


To be as blunt as possible, being in debt sucks. It's hard to get over that anger that now your life is affected because of someone else or because of factors you couldn't control. That anger is legitimate. You shouldn't chase it off, but you do need to compartmentalize it.


The simple fact is that now you need to pay off that debt. Maybe it is your fault, maybe it isn't, but this won't change your credit score and your bank balance. The first step is acknowledging debt is a problem. Then becomes the steps that will lead you out of it.


Stop the Bleeding


The biggest mistake that people in debt make is ignoring their situation for the first several months. This is when penalties and fees rack up. Debt can increase by thousands of dollars, in some cases, simply because you're not communicating.


If a credit card company calls and you can't pay the monthly minimum to keep it current, you feel scared. You feel ashamed. So you don't pick up. They can't get hold of you, so they assess you a late fee. Enough of those and they change your interest rate. Late fees pile atop late fees and a few thousand in debt adds another thousand or two on top of that.


Now what would have happened if you picked up that phone? You tell the person on the other end that you can't pay this month. They ask what your situation is. You tell them, realistically, that you don't know whether you'll be able to make payments for a while. You're honest about your situation. The credit card company has a hardship program. Your decide to move your account to this hardship program. Interest charges drop so that you can pay off month by month, perhaps at a lesser amount.


All that took was picking up the phone and talking. You just needed to tell your credit card company what your situation is. Now, we don't mean to paint credit card companies as angels. They do this because they'd rather keep an account in-house than send it to collections, especially if the person will eventually pay the balance off. Entering people into hardship programs is better for their bottom line than giving the account up to a collections agency. Yet in this case a step that helps them can also be a step that helps you.


Make a Budget


If you're in debt, you will need to make changes. Host potlucks instead of going out to restaurants. Rent a movie instead of going to the theater. Go for a hike instead of to an amusement park. A few small sacrifices can make a big difference, while still allowing you the ability to have the same kind of social life.


Your friends should understand that if you need to save, you can't do everything. Expect them to accommodate that from time to time and expand the number of things they want to do to include you. And, really, you will likely not be the only one struggling with finances anyway.


Budget your bills and expenses. Prioritize what can be paid, and what can be saved. You won't get out of debt in a day, but if you take a step in the right direction every day, you can make great strides. Debt doesn't have to be your new normal.


Debt Relief Options


You should also investigate your debt relief options. A debt settlement can resolve your debts at a fraction of what you owe. A debt consolidation plan can adjust your monthly payments into something more manageable. Not everyone qualifies for these, but if you can, they offer good, avenues that can speed up the process of getting out of debt.


Debt relief options work because credit card companies can be negotiated with. Like we said earlier, credit card companies don't often see major debts paid off in full. They'd rather get a portion of it paid off then none of it at all. This means that they may negotiate settling at a smaller balance under the right circumstances.


Now, if you pay none of it off, you trap yourself in a bad situation, and can eventually be forced toward bankruptcy. If you can pay some, or pay at a different rate, this kind of agreement also puts you in a better situation. We've seen people settle a credit card debt at 30% of what they owed in some cases. It's a way that the credit card company and you can both walk away with a win.


Don't normalize debt. People do this out of fear, and they're afraid because they don't know all the options they have to get out of debt. Look for answers, make some changes, and follow a plan. There are tools and strategies available to you, but only if you look for them.


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"Fast Track's Debt Relief financial specialists can give business owners the peace of mind that comes with knowing that the effort has been made to have business debt problems finally settled with Fast Track's help."
Rebecca G.
"The staff was great. They treated me with the upmost respect and answered all of my questions in a timely manner. Thank you!"
Janet A.
"Thank you so much. I never meant this to happen. I felt so bad inside; I always tried to pay my bills. Thank you for all of your help. I do not ever want more credit cards."
Ginger J.
"Thanks so much for your help!! I am so glad this is all over!!"
Melissa H.
"The people of Fast Track are very concerned with the client. They are life changing in our case. Thank you."
Joe L.
"Thanks to all your staff; for the many girls and boys I've alked to. They were always so helpful to answer all of my questions and concerns. I would highly recommend this company to help others in need. Thanks again!"
Tanis P.
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