You may have seen advertising or received emails from companies telling you that the federal government can make Debt Relief Grants available to you. However, the government is not in the business of providing grants for individuals to pay off their private debt. There have been some cases where qualifying individuals’ federally backed loans are forgiven in whole or in part, but these are not grants.
The companies that advertise the solution of how government debt relief grants will get you out from under generally are in the business of referring you—for a fee, of course. It may be a small fee, but all it gets you is a list of government grants that you could have obtained yourself. The list may be good for many purposes, but it’s not what you need as a solution if you are deeply in debt. If they tell you that the government will eliminate your debt, they don’t mention that this can only happen if you file for Chapter 7 bankruptcy.
Before filing for bankruptcy, Fast Track’s Debt Settlement works best for consumers in need of a way to settle their debts. We do not make pie-in-the-sky government grant promises. Instead, we negotiate with your creditors and encourage them to accept a one-time, discounted settlement payment. The Fast Track program provides ethical and dedicated service to help you achieve your goals.
When we start your plan we establish an affordable monthly payment which is deposited in a settlement account in your name. Once you have the required funds in your settlement account, we will contact your creditors and make settlement offers. We will continue to work with them until all debts in the plan have been settled. Fast Track’s goal is to settle all debts in the plan for a significant discount off the outstanding balance.